Debt advice: How to be charitable when money is tight

Piggy bank, saving, money, coins

Miles Picknell, manager of the Christians Against Poverty Debt Centre in Upminster, has some tips on raising money for worthy causes when money is tight. - Credit: PA

In his latest column, Miles Picknell, manager of the Christians Against Poverty Debt Centre in Upminster, tips on raising money for worthy causes.

If there’s one thing the Covid-19 pandemic has shown us, it’s the power of charitable giving.

According to a special giving report from the Charities Aid Foundation (CAF), support for NHS-linked charities skyrocketed in 2020.

It just goes to show what’s possible when collectively we all get behind a cause.

Perhaps you want to get involved and give to the causes you care about, but money is already so tight that you don’t see how it’s possible.


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Good news! There are lots of other ways to support your favourite charity and make a difference.

Raise funds while shopping

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Are you a regular Amazon shopper? When you order through Amazon Smile, they’ll donate 0.5 per cent of the amount spent to a charity of your choosing.

It won’t cost you anything – other than what you’d be spending on your purchase anyway – and there are loads of eligible charities to choose from.

If you’re not convinced 0.5pc will go very far, bear in mind that the initiative has raised more than £5.7 million for UK charities as of November 2020.

Every little really does help. Head to smile.amazon.co.uk to find out more.

Do what you love

Fundraising doesn’t have to be all about athleticism. Maybe running a marathon or skydiving is never going to be your thing.

Think about what you enjoy doing or what skills you have – how could you turn these things into fundraisers? Challenge yourself, have fun, and make a difference in the process.

Volunteer your time

Finding ways to be charitable that fit into your lifestyle is a really easy way to make an impact.

You could find out more about volunteering at your local foodbank for one afternoon per week, or support a neighbour by collecting shopping or medicines for them.

Your time can prove just as precious as your money – if not more so.

  • Anyone struggling with debt can call Christians Against Poverty Debt Centre's new enquiries line on 0800 328 0006 or visit www.capuk.org/debthelp to find out more.

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